Business analyticsAnalyticalUnderwritingGap analysisProduct designForecastingPortfolio managementFinancial servicesCRMSQL
Work Authorization
Citizen
Preferred Employment
Full Time
Employment Type
Direct Hire
education qualification
UG :- - Not Required
PG :- - Not Required
Other Information
No of position :- ( 1 )
Post :- 6th Apr 2022
JOB DETAIL
Evaluate acquisition and portfolio risk in our lending portfolio, by complete assessment of our internal scorecards and policy matrices.
Upon book maturity, identify high-risk/low-risk segments, estimate PDs & LGDs in our portfolio and recommend necessary policy and portfolio management actions
Constantly assess effectiveness of existing credit policies and recommend new policies and corresponding operating guidelines for unsecured lending products
Build automated insight reports using BI tools for robust portfolio management i.e., review triggers, early warning signals and ensure delinquencies are in control
Work closely with business teams in building pricing, limit enhancements and cross sell strategies help shape the product design and operations processes by evaluating them from a credit risk lens
Work closely with collections and underwriting team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies
Interacting with cross functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms.
Provide analytical and data support to the different Teams.