• Citizen

• Full Time

• Direct Hire

• UG :- - Not Required

• PG :- - Not Required

• No of position :- ( 1 )

• Post :- 20th Jul 2022

JD for Analyst / Asst. Manager / Manager - with an Analytics Company (Remote)

Roles and Responsibilities

You will work as Credit Underwriter on the merchant acquiring portfolio of a US based client, who is an industry leader and one of the most valued fintech globally.

1. The customers of the client are businesses that accept credit cards, and you will be required to conducting financial review of the high-risk accounts.

2. Analyze financial and bank statements to assess credit worthiness.

3. Ability to perform financial assessments (growth trends, efficiency ratios, cash flow generation, burn rate, debt levels, overall liquidity), interpreting financial performance, competition comparison, and assessing credit exposure.

4. Identify trends and validates potential larger impact to portfolio for further escalation.

5. Research the company information on the internet and gather all relevant information for the purpose of underwriting.

6. Evaluate the risk of default of the customers and work with the senior underwriters based in the USA to mitigate the risk.

7. Monitor and investigate merchants credit card processing activities using internal and external Risk monitoring tools 8. Should be available to work night shifts.

Desired Candidate Profile

1. 3 - 10 years of merchant service work experience related to merchant underwriting and/or commercial lending.

2. Expertise in reviewing audited and unaudited financial documents of companies of different sizes (small, medium, and large listed and unlisted corporations).

3. Solid understanding of off balance sheet items and how they should be treated to evaluate the credit risk of the customers.

4. Familiarity with IFRS & US GAAP accounting principles.

5. Masters or any post graduate qualification highly desirable. Bachelors in related field like accounting, economics, business management, statistics, etc.

6. Proficient in MS Office.

7. Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy.

8. Good communication skill, with proficiency in English and to be able to communicate with the US based client directly.

9. Ability to work independently with minimum guidance

If this opportunity excites you kindly share the details on anchal@thepremierconsultants.com